A Disaster Preparedness Evaluation for Businesses | SERVPRO® of East San Antonio
Understanding how to lessen your business’ risks is an important part of business ownership, and it is important to remember how natural disasters and emergencies can be an integral part of that. Evaluating how prepared your business is for a disaster may seem intimidating, but it can provide extremely helpful metrics on where you are doing well and where to improve.
Taking into account some key aspects of your business can provide important information about where your disaster preparedness efforts stand. Making sure you have adequately stocked supplies, purchased insurance coverage and planned ahead will go a long way in protecting your investment.
Your Commercial Insurance Coverage
Following a disaster, many businesses find out the hard way that their commercial insurance policy does not cover as much as they assumed it would. To be fully covered against severe weather or other emergencies, add-ons such as umbrella coverage, interruption insurance and flood policies are often necessary. It is wise to have a sound understanding of your policy so you can determine if there are coverage gaps you may need to fill in.
Your Emergency Plan and Supply Kit
In a natural disaster or other emergency scenario, tensions are high and there is often not much time to react. That is why planning ahead is so important to keep you and your employees safe. Make sure you have a plan in place that encompasses a variety of scenarios—there may be orders for a sudden evacuation, or you may be required to remain in the office until help can arrive. Make sure you are ready for either of these scenarios with a plan and adequate emergency supplies.
Your Plan for Restoration and Recovery
If your business sustains damage during a disaster, the restoration process will often halt operations for a time—but thankfully, you can do your part to reduce this interruption. Be sure to know the facts about the Small Business Administration’s disaster loan assistance offerings so you can apply for those as quickly as possible. Additionally, knowing in advance what restoration company you will work with will allow you to call them immediately after the danger passes.
If your business has been impacted by a disaster, you can contact us 24⁄7 for guidance on how to begin the commercial restoration process.